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General Tips for Handling Home Heating Problems

Okay, let us admit it! Home heating problems in Memphis, TN are insanely stressful. Not only our comfort is compromised, but we are also bound to spend some cash. While some minor problems can be handled by DIY treatment, other major issues might require professional diagnosis. Perhaps you understand that your heating system is complex and it is composed of various components that work together.

So, when you encounter heating problems, make sure to follow these general tips.

Shut the Power Supply Off First

If you sense a problem in your heating unit or it shows unusual behavior, shut off the power supply. If you are curious about what happened to your unit and want to check it out, shutting it down first will save you from serious complications or risk of injuries. Wait for the technician to arrive to diagnose your unit’s problem.

Don’t Panic, Begin With the Easiest Fix

Lots of heating problems are complicated and might require professional care, but as a homeowner, it is always ideal to check those easiest and obvious problems before panicking. Check your thermostat settings, fuses and breakers, and air filters. These simple jobs will not require you to be an expert. But if they are not the sources of problems, call your HVAC company immediately.

Know Your Limitations

When it comes to solving your heating problems, know your boundaries. Just because you found a tutorial video on YouTube showing a DIY heating repair, it does not mean it is fine to do it yourself. You might have to face potential danger of flames, gas, and electricity if you overlook the vital steps. Before moving a muscle, ask yourself first if you have the knowledge, tools, and experience to handle complex jobs.

Choose a Dependable and Expert HVAC Company

Your heating system will work at its best if you wisely select the best service provider. Make sure to establish a good relationship with a local HVAC company to handle any of your unit problems. Choosing the right company can give you peace of mind knowing that you have someone to count on during your emergencies.

Believe it or not, you cannot just take your heating problems for granted. Can you imagine what kind of life you will have with a faulty heating system when the winter arrives? It is unbearable, right? As early as possible, call Automatic Air Conditioning & Heating to tackle any of your heating problems.


4 Options to Finance Your HVAC System For The Fall

Fall is the best time to buy a new HVAC unit. But since we are talking about a new investment, the costly purchase might turn other homeowners away. Don’t worry; HVAC financing will save you.

According to the Home Improvement Guide, the HVAC systems can generally cost up to $5,000 if the parts are working well, or $10,000 if you have to buy a new unit. Getting an HVAC loan (especially if you are on a tight budget) can help you meet the significant financial commitment for your heating and cooling system.

Here are the helpful options to finance your HVAC system.

  1. Loan Programs From Power Company

Other energy providers are collaborating with HVAC dealers to let homeowners pay for their HVAC loans through utility bills. According to the Energy Star, the energy loan programs offered by power companies can help you finance your HVAC with low-interest rates once you prefer getting the energy-efficient products. However, only a few energy providers offer this type of financing, so check its availability in your place.

  1. FHA Financing

Why not consider financing an HVAC unit with your home improvement credit backed by the Federal Housing Administration? According to the Energy Star, homeowners with HVAC replacement can qualify themselves to FHA financing because it can be categorized as home improvement. Together with the Federal Housing Administration, the PowerSaver program offered by the federal government allows homeowners to loan up to $7,000. However, you need to have home equity to avail the PowerSaver program.

  1. Home Equity Loan

Home equity loan allows you to borrow against your home’s value. This kind of loan is a one-time draw, and it is limited to 75 to 80% of the equity. For example, if you have $10,000 in your home value, you can use the $7,500 to $8,000 to purchase the HVAC system. But the downfall here is you can lose your home, together with the HVAC system once you fall behind.

  1. Financing from HVAC Distributors or Dealers

Of all HVAC financing options, this one is risk-free and offers homeowners a convenient way to finance their unit. The HVAC manufacturer like Carrier arranges an agreement with credit card companies, allowing the HVAC buyers to charge the price of the purchase. Customers can also get flexible financing options that fit both their budget and comfort. Talk with your HVAC dealer to discuss your financing needs.

Flexible Financing Options for Memphis, TN Homeowners

HVAC financing is important, especially if you are running out of budget or if your money is set for priorities. Evaluate the options we give and think about which one is the best. If you prefer getting a risk-free and convenient way to finance your HVAC unit for the fall, Automatic Air Conditioning & Heating is here to help you with your comfort goals without breaking the bank.